Credit Officer

Company

Green Central Micro Finance Ltd   

type

Private Limited Company

Industry

Banking & Finance

employees

Location

Phnom Penh

Level

Middle

Term

Full Time

Year of Exp.

Function

Sales

Hiring

Industry

Banking & Finance

Salary

Negotiable

Qualification

Doctor Degree

Sex

Male/Female

Language

English-- Good   

Age

~

Location

Phnom Penh;

Publish Date

Nov-02-2015

Closing Date

Dec-01-2015
  Job Description
•Study and analyze precisely on market need to sell service especially, the institutions’ loan services.
•Promote to make customers aware and understand clearly on all institution’s service that is financial resource which is easy to get in touch with and provides fast service especially, to customers that need loan by persuading them to borrow money from the institution.
Estimate and evaluate collateral correctly base on location (Village, Commune and District).
Study and research correctly and accurately on background, character, business, income, expense, collateral, etc. of customer to assess loan and repayment before giving loan in order to ensure guarantee 100% of repayment capacity.
Provide loan accurately and achieve plan as determined by manager (amount of customer, amount of loan, balance, total of loan portfolio).
Prohibit on giving loan to any customers that have business related to law forbided.
Explain about policy, loan procedure and credit policy of the institution to customer.

•Check everyday on Payment in Arrears of customers. In case knowing that customers are late in repayment base on the contract, Credit Officers have to go to customers’ home or business place immediately to study and solve problem on time in order to avoiding these loan becomes doubtful and write-off loan.
•Check every day on loan report, study and analyse Balance of Portfolio at Risk and responsibility of Credit Officers on loan quality. In case of having loan problem, Credit Officers have to protect and solve immediately.
•Explain customers to repay in the office and should not receive customer’s repayment directly; however, Credit Officer can receive the repayment in case the customers fail in repayment but have to get approval from manager.
•Should not do any contract that is beyond the esponsibility, such as favor borrowers not to repay base on the contract or favor borrowers not to pay interest, penalty..... But, can give advice to manager if thinking that, it is a reasonable situation.
•Check business situation and collateral of borrowers at the place base on policy determined for each customer.
•Participate actively to improve better capacity (knowledge, skill and characteristic) in accordance with the development of institution.
•Perform other duties base on development of institutions and the appointment of direct manager in framework of the institution.

  • Bachelor degree in Management/Marketing or related field.
• Cambodian national
• Minimum 2 years working experience in related field
• Good command of English and other foreign language, an advantage
• Good interpersonal skill and problem solving skill
• Dedication, creativity, and flexibility
• Work under pressure and self-motivation
• Good attitude, personality and honesty
• Computer Microsoft office

Interested candidate, please submit CV and Cover Letter with stating your expected salary via email or office address below.

HOW TO APPLY FASTER
Contact Person: Mr. Sok Rada
Address: #640 E,F, St.271, Sangkat Phsa Damthkov, Khan ChamkarMon, Phnom Penh, Cambodia.
Telephone: 012 626 912, 098 822 220
Email: [email protected], [email protected]

1. Please feel free to register with us to get a great job opportunity and achieve your dream

2. If you want to apply a job by one click with “Apply Now” button, please create a CV first and employers will review your CV online.

Click here to learn how to register and post a CV online!

Contact Person

Mr. Sok Rada

Phone

012 626 912, 098 822 220

Email

[email protected]

Website

http://www.greencmf.com

Address

No. 640EF, Yothapol Khemarak Phomin (St. 271)